Or do you?  Lewis Timberlake, in his book, First Thing Every Morning – Turn Your Life Around One Day at a Time, proposes quite an interesting perspective on this topic.

He asks the question, “If you had a bank that credited your account each morning with $86,400 – with no balance carried from day to day – what would you do?”  Just take a minute and really think about that.  What would I do with $86,000 dollars a day – that had to be spent that day?

You couldn’t really eat that much in a day.  Can you make arrangements to pay a house note daily?  I really want to travel – but it’s hard for me to get my head around spending that much every day!  I guess you could buy things for other people.  Help feed the world.  Provide housing for people who may not otherwise have a roof over their head.  Do something for someone they aren’t able to do for themselves.  That thought feels pretty good, doesn’t it?

The reality is that we do have that – in something even more important than money – our time!

Every morning we get 86,400 seconds.  Every night when we balance our account how many of those seconds can we account for?  You see, no carry over balances or overdrafts are allowed.  We can’t save it, hoard it or loan it – we can only use it.

How are you using your time?  Just like with money, if we don’t have a budget to track where it goes, we are most likely not making the best use of it.

It’s your time.  Put it to the best use so you can live . . . your life to the fullest.